About
Finance by training, builder by habit.
I study finance at Bryant University, with minors in Applied AI and Law, and I graduate in spring 2027. I grew up in San Juan and work in both English and Spanish.
For the past two summers I've interned at ATON Financial, an SEC-registered investment adviser in Puerto Rico, supporting client services, compliance, and operations.
Outside the classroom I build the tools I wish I had: portfolio analytics, research agents, and trading systems.
Longer term, I plan to earn the CFA and CFP designations and a master's degree in finance.
I'm looking for a full-time wealth management role starting after May 2027.
Experience
Two summers in wealth management, and the roles that led there.
Jul – Sep 2025
Wealth Management Intern
ATON Financial, San Juan
In 2026 I wrote the firm's bilingual Client Services Operations Guide, built the evaluation matrix used to hire client services staff, supported the Chief Compliance Officer with Investment Advisers Act of 1940 documentation and recordkeeping workflow tools, and designed eMoney training modules for staff onboarding. In 2025 I assisted advisors with portfolio reviews and asset allocation, and researched equities, bonds, and mutual funds for client strategies.
Risk Management Intern
Risk Management Services LLC, San Juan
Supported risk assessments for commercial and personal insurance policies, evaluated client exposure, and prepared reports for underwriting and compliance.
Insurance Auditor
Luciano Insurance, Guaynabo
Conducted insurance audits to check the compliance and accuracy of client policies, reviewed claim histories, flagged discrepancies, and recommended adjustments.
Assistantship and Shadowing Intern
BPPR Popular Securities, San Juan
Observed a Bloomberg administrator managing over $9 billion in assets execute trades and negotiate prices by phone and Bloomberg Terminal chat. Completed a mock Securities Industry Essentials (SIE) exam with a high score.
Shadowing Intern
UBS, San Juan
Interviewed and networked with staff across departments to understand how the firm operates.
Projects
Tools I've built for investing and research.
Case studies: how three of these were built and checked →
ARGUS Portfolio Planner
A portfolio analysis tool that runs in the browser. It takes holdings lot by lot and shows how the portfolio might behave, how it would have behaved, and what is really inside each ETF.
Built with React. Imports and exports Excel.
- Monte Carlo simulation with 1,500 paths
- Historical backtest on 1928 to 2025 data
- Efficient frontier and CAPM beta estimation
- ETF look-through to underlying holdings
- 13 tabs, with print-ready reports
LADON & HERETIC
Two research agents. LADON watches my holdings and watchlist for catalysts; HERETIC looks for new opportunities and reads the filings in depth.
Custom MCP server with 14 finance tools, running on local models.
Paper Trading Bot
A bot that trades swing and day strategies with simulated money, using RSI, MACD, and EMA signals and position sizing rules.
Python and the Alpaca paper trading API.
Excel Master Guide
An interactive reference for finance professionals: 20+ sections, 60+ financial ratios, and an 80-entry formula library, with exercises and a glossary.
Interactive HTML application.
Equity Research: Costco (COST)
A full fundamental analysis against Walmart, Target, and BJ's. A free cash flow model gives $831.50 per share against a market price of $970.31: Hold and wait.
Bryant University, FIN 370.
Finance · Research & valuation
LDB Finance
Company research, an AI assistant that answers from 10-K and 10-Q filings, and a valuation tool for every S&P 500 company, refreshed every weekday.
Data refreshed nightly by GitHub Actions. No server.
- 18 company reports, with a public track record
- 500 companies, annual and quarterly figures
- Screener, comparisons and insider trades
Enter Finance
Lab · Applied AI
LDB Lab
An applied-AI lab that runs entirely in your browser: a 14-module course, agents that teach themselves, workbenches for testing models and live object detection on real footage.
Plain JavaScript and on-device models. No server.
- 14 modules, from a straight line to transformers
- 5 learning agents, trained live
- Real-time computer vision
Enter the Lab
Education
Education and certifications.
Bryant University
B.S. in Business Administration, Finance concentration, with minors in Applied AI and Law Studies
Smithfield, Rhode Island. September 2023 to May 2027.
Bryant IDEA program, winter 2024: worked on a team to develop a marketing campaign solution for CVS Health.
Before that: Colegio San Ignacio de Loyola, 2017 to 2023.
Student Organizations
- Wealth Management Association
- Finance Association
- AI Investment Club
- Law Society
Certifications
- Bloomberg Market ConceptsVerify
- Bloomberg Finance FundamentalsVerify
- Bloomberg Spreadsheet AnalysisVerify
- Bloomberg ESGVerify
- eMoney FundamentalsVerify
- Envestnet Institute On CampusVerify
- FactSet Essentials: Core ProductsVerify
- FactSet Essentials: Derivative ProductsVerify
- FactSet Essentials: Portfolio AnalysisVerify
- FactSet Essentials: Productivity SuiteVerify
- FactSet Essentials: Universal ScreeningVerify
Languages
English and Spanish, fluent in both
Skills
- Bloomberg Terminal (BQL, equity screening, fixed-income analysis)
- Salesforce CRM, eMoney Advisor
- Python
- Microsoft Excel, Word, PowerPoint, Outlook
- AI tools (ChatGPT, Claude, Claude Code, generative research, data analysis)
Finance Coursework
- FIN 201Financial Management
The foundations of corporate finance: time value of money, risk and return, valuing securities, capital budgeting, and how firms choose their financing.
- FIN 312Investments
How securities are priced and traded, how risk and return are measured, and the basics of portfolio management. Taught in Bryant's Financial Markets Center with live market data.
- FIN 315Financial Institutions and Markets
How the U.S. financial system works: banks, insurers, and capital markets, and the economic and legal framework around them.
- FIN 368Multinational Finance
Financial management across borders: currency markets, trade financing, hedging and arbitrage, and capital budgeting for foreign investment.
- FIN 370Financial Statement Analysis
Reading financial statements critically to judge what a company is really worth. This is the course behind my Costco research.
- FIN 466Data Analysis for Finance
Working with large financial datasets, both numbers and text, using open-source analytical tools to support financial decisions.
- FIN 458Debt Securities, Derivatives and Investing In progress
Fixed income analysis: pricing and managing bonds, with options and futures concepts applied to pricing and risk management.
- FIN 414AI Applications in Finance In progress
Practical uses of AI in finance, including robo-advisors, sentiment analysis of text, and working with AI models through APIs.
Law Coursework
- LGLS 211The Legal Environment of Business
How legal systems and processes work, and how law shapes the way businesses operate.
- LGLS 230Legal System
The structure of the U.S. legal system and how it compares with international law and the legal systems of other countries.
- LGLS 330Criminal Law and Procedure
The principles of criminal law and the procedures that govern how cases move through the justice system.
- LGLS 412Law of Financial Institutions
The laws and regulations that govern banks and other financial institutions.
- LGLS 451International Business Law
The legal rules behind doing business across borders: contracts, trade, and resolving disputes between countries.
Contact
Let's talk.
I'm available for full-time wealth management roles starting after May 2027, and always glad to talk markets or what I'm building.